Underinsured And Uninsured Motorists
Under California law, all motorists are required to carry liability insurance. Unfortunately, for various reasons, a substantial number of motorists fail to do so. This can have dramatic consequences when an uninsured driver causes an accident. In other situations, a negligent driver may have insurance, but not enough coverage to pay for all of the costs associated with your accident. Even if you have uninsured or underinsured motorist coverage on your car insurance policy, you are not as protected as you might believe. That is why you need the help of attorneys experienced in dealing with uninsured and underinsured motorists, like the lawyers at SANFORD A. KASSEL, A Professional Law Corporation.
Bringing A Claim Against Your Own Insurance Company
An effective personal injury lawyer must be able to identify every possible source of compensation following an accident. When the person responsible for your accident does not have insurance or has insufficient insurance, you will have to bring a claim against your own uninsured motorist (UM) or underinsured motorist (UIM) policy.
You may think that because you have faithfully paid your insurance premiums that your own insurance company will be ready to pay your claim. Think again. Even your own insurance company will try to convince you to accept a low settlement offer. This is where our lawyers can make a difference.
We will compile and present the evidence necessary to show your insurance company why it should pay for your damages, up to the limits of the policy if necessary. While the majority of our cases do settle prior to trial, we will be ready to bring your case to trial in the event the insurance company is unwilling to treat you fairly.
From our office in San Bernardino, we have been representing clients across the High Desert Region, and all of Southern California.